InterNACHI Elite Risk Insurance

InterNACHI® members receive unique discounts and enhanced coverage through the exclusive InterNACHI® Elite Risk Insurance program.

Better Rates, with a program tailored specifically for the home inspection profession
Better Coverage, with endorsements to cover you for a wide variety of ancillary services
Vanishing Deductible: Be rewarded for no claims and on-time premium payments
Exclusive Benefits, including an integrated pre-inspection agreement and risk management services

HUB International

Catering to Canadian Home Inspectors.
Through our Home Inspect Plus program, we offer specialized professional liability, commercial general liability, property and crime coverage tailored to the specific needs of Canadian home inspectors. Whether you require coverage for mold sampling, radon testing, WETT inspections and more, we understand your business — and have the right policies to help you minimize your risk.

Common coverages available through the Home Inspect Plus program include:

  • Radon testing
  • WDI/WDO inspections
  • WETT inspections
  • Mold sampling with endorsement
  • Agent broker referral coverage
  • Full prior acts coverage
  • Legal assist
  • Claims made and reported policy form



InspectorPro is more than just your insurance provider. We exclusively focus our expertise on the home inspector industry in order to provide the best insurance product available. Errors and omissions combined with general business liability insurance protects a home inspector from all potential liabilities and lawsuits.

You can find coverage information here.

Cover Wallet

Get business insurance with optimized coverage to meet your exact needs.
  • Get home inspector E&O insurance immediately after your purchase.
  • Pick the coverage that works for you. From basic inspector’s liability coverage to meet state requirements to comprehensive coverage including expertise around hazardous materials.
  • With CoverWallet, you’ll get the right coverage at inexpensive prices.

Coverage Plans for All Your Needs.


OREP offers a complete package of E&O and General Liability/Off-Premises Coverage for Home Inspectors.
  • Tailored Specifically for Inspectors with coverage for most Add-on Services Included at No Extra Charge.
  • Risk Management and Pre-Claims Assistance Included at No Charge. No premium surcharge for  claims that do not incur an expense. Low deductibles from year one.

See coverage highlights here.


Elite Inspect Insure

EliteMGA is 100% dedicated to the professional home inspector. We specialize in your specific needs:
  • We sell insurance. We do the billing. We settle claims! We have our own carrier for Home Inspectors!
  • We strive to have the most competitive rates in the market.
  • We offer unique coverage – Whatever you need for your business we can provide.
  • Group discounts for multiple inspectors.



Norman-Spencer is working hand in hand with our AM Best A++ (Superior XV) carrier to help with the placement of professional and general liability insurance for Home Inspectors.
  • Claims Made Error & Omission coverage including Personal Injury for limits up to $1,000,000 with deductibles ranging from $1,500 to $10,000.
  • General Liability coverage for limits up to $1,000,000 including premises and personal injury.

Optional coverage available for: Termite Inspection, Limited Fungus & Mold, Septic & Water, Wind Mitigation.

RiskPro Insurance Agency

As an independent insurance agency, RISKPRO has access to many of the top home inspector professional liability insurance companies.
Home Inspector Insurance Options:
aka Professional Liability
– Premiums starting at $800
– Limits ranging from $100,000 to $1,000,000 with $1,000, $2,500 or $5,000 deductibles
– Premiums starting at $200
– Limits ranging from $100,000 – $2,000,000




Zensurance is an online business insurance platform that provides free insurance quotes for Canadian home inspectors. 

  • Save up to 35% off on your E&O and CGL policy.
  • Partnerships with over 50 top insurance providers, we’ll do the shopping for you!
  • Custom insurance policies designed to meet home inspection regulatory standards.
  • Easy and quick online application, get a quote in 5 minutes!



RWS Insurance Services

Guaranteed Best Rates and Coverage
If you’re looking for some kick-ass professional liability insurance for your home inspection business at unbeatable prices up to 50% off those other policies with tiny limits…you’ve come to the right place!  (Unless you’re in New York, Oklahoma, or Utah.  We won’t be writing policies in those three states for a while.) 

$3 Million in Aggregate Coverage from the Leading Risk Management firm in Home Inspection for over a Decade.

Fill out the Application Here and then send any competing quotes to!